Financial leasing

Financial leasing is the most proven and widespread product for the funding of transport vehicles, machinery and equipment.

It is a lease for movable property, at the end of which the leased product becomes the property of the lessee for a stipulated purchase price. 

╚SOB Leasing is providing financial leasing only to entrepreneurs and companies from January 1, 2011.

What is the benefit of financial leasing?

  • it decreases the cash needed up front in order to purchase the product and spreads the repayment out over a longer period
  • leasing instalments are calculated with a fixed interest rate and they remain unchanged for the duration of the leasing contract
  • there are opportunities to take advantage of favoured business campaigns
  • favourable insurance paid in instalments
  • quick and easy conclusion of a leasing contract 
  • cash-flow improvement: leasing instalments are paid continuously on the basis of an instalment plan
  • leasing instalments are fully depreciable tax costs for your company 
  • neither the product purchased through leasing nor leasing liabilities are reported in your company balance sheet – off-balance sheet financing (according to Czech accounting standards)

Other forms of financial leasing:

  • lease back: its aim is the release of financial resources for the customer and the spreading of expenses over a longer period
  • subleasing:: an interest charge is contractually tied to 3M PRIBOR rate fluctuations on the interbank deposit market – resulting in fluctuating leasing instalments 
  • PRIBOR+ : an interest charge is contractually tied to 3M PRIBOR rate fluctuations on the interbank deposit market – resulting in fluctuating leasing instalments
  • Foreign currency leasing: financial leasing in EUR




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