Insurance

In addition to its financial products, ČSOB Leasing also offers you the opportunity to purchase complex insurance for your vehicle, machine or equipment. You can obtain very favourable insurance premium rates, extended insurance coverage and other bonuses through our company.

Our company has currently signed insurance policies for transport vehicles with the following insurance companies:

  • Allianz pojišťovna, a.s.
  • Česká pojišťovna, a.s.
  • ČSOB pojišťovna, a.s., člen holdingu ČSOB
  • Generali Pojišťovna, a.s.
  • Kooperativa, pojišťovna a.s.
  • Uniqa pojišťovna, a.s.
  • Servisní pojišťovna, a.s.

We have signed insurance policies for machinery and equipment with these insurance companies:

  • Allianz pojišťovna, a.s.
  • ČSOB pojišťovna, member of ČSOB holding

The fact that ČSOB Leasing has signed group insurance policies with these insurance companies means that entering into an insurance contract will be quick and comfortable for you. An insurance premium – motor accident insurance, event. machinery insurance (depending on nature of the leased product) as well as liability insurance for damage caused by operation of a vehicle (so-called MTPL insurance) – is included in the instalments of your customer contract, thus allowing you to pay insurance premium monthly, which saves time and money for you. It is possible to sign individual insurance contracts which are subject to approval by ČSOB Leasing with these insurance companies in exceptional cases.

Motor accident insurance

  • Insured risks:
    • against damage or destruction in an accident
    • theft
    • damage or destruction by forces of nature (including flood and inundation risks)
    • vandalism
  • territorial scope: Europe
  • maximum amount of participation for all risks: 10 %, min. CZK 10 000,-

In cases where you use the vehicle for work or when it is equipped with machinery body (tractors, multicar vehicles, vehicles with hydraulic arm or event. vehicles with refrigerator body, cement mixers etc.), we offer and recommend purchase of additional machinery insurance.

Liability insurance for damage caused by operation of a vehicle

  • indemnification limits    min. CZK 50 000 000,- for material damage and loss of profit    min. CZK 50 000 000,- for damage to health or death
  • territorial scope: Europe (see individual countries stated in the green card of a particular insurance company)

Machinery insurance

  • insured risks:
    • insurance against damage or destruction by forces of nature and water from water supply piping
    • machinery insurance against damage or destruction (including accident insurance in case of mobile machinery)
    • insurance against damage caused by theft, burglary or robbery
  • territorial scope: the Czech Republic (can be extended to cover Europe)
  • maximum amount of participation for all risks: 10 %, min. CZK 50 000,-

GAP insurance

  • additional insurance to motor accident insurance
  • in case of total loss or theft of the vehicle, the insurance company pays the price of a new vehicle instead of the general one. This applies until the third year of the contract
  • this means that in case of a total loss or theft of the vehicle, the customer receives higher indemnification than they would get if they had standard motor accident insurance only
  • we have also been offering a similar product for operational leasing since 2006 – this insurance covers the difference between the residual book value of a vehicle and general price determined by the insurance company at the time of total loss or theft (the residual book value of a vehicle shall be understood as the financial value of the vehicle recorded by the leasing company on the date of the occurrence of the insured event, which is equal to customer’s unpaid debt pursuant to the operational leasing contract.)

Payment protection insurance

ČSOB Leasing, in cooperation with ČSOB Pojišťovna, a. s., a member of ČSOB holding and POJIŠTOVNA CARDIF PRO VITA, a.s., have prepared payment protection insurance for you.

Set of insurance policies A

customer insurance in case of death or full disability and in case of inability to work due to injury or illness

  • for natural persons - non-entrepreneurs and entrepreneurs
  • for persons under 60 years of age

Set of insurance policies B

- customer insurance in case of death, full disability, inability to work due to injury of illness, or unemployment

  • for natural persons - non-entrepreneurs
  • for persons under 60 years of age

Other supplemental insurance policies

ČSOB Leasing offers a range of supplemental insurance policies, for example:

  • glass breakage insurance
  • personal accident insurance
  • luggage insurance
  • assistant service insurance
  • insurance for the rental cost of a substitute vehicle
  • legal protection insurance
  • and other insurance policies

Insurance event reporting

If an insurance event occurrs involving your vehicle, report it immediately to:

  • The Police of the Czech Republic
  • The insurance company with which the vehicle is insured
  • ČSOB Leasing

We recommend using a report form. to report an insurance event to our company. You can also report the event via telephone at 222 012 444 or via fax at 222 012 368.

We have set standards for settling claims with insurance companies which significantly speed up this process. These include the setting of binding time limits, e.g. for inspection of vehicle by an insurance surveyor, deadlines for payment of indemnification, car wreck value assessments, etc.

Insurance after proper termination of customer contract

We offer you the opportunity to purchase insurance after proper termination of your contract, with the same favourable insurance premium rates you paid while under contract. You receive an individual offer of insurance for your car and if you decide to take advantage of it, we prepare an insurance contract for you. This service is free of charge for you and it gives you the opportunity for uninterrupted insurance without the need to submit your car to the insurance company.





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